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Care home insurance

Our Care Cover is a specialist insurance product created to meet to the specific needs of the Care sector. Our coverage extends to a wide range of care homes, encompassing both adult elderly and non-elderly homes.

We’ve developed this policy specifically for care home operators in Ireland, offering focused cover that reflects the unique responsibilities involved in caring for elderly residents. With protection for privately owned nursing homes, the product includes cover for property, liability, business interruption and care-sector risks.

We prioritise homes with strong HIQA ratings, and our straightforward policy structure makes it easy to place cover with confidence.

Please click here for your tailored online quotation or call our underwriting team on 1800 856 090 who will assist you with any unusual or difficult risks.

What’s Covered?

As Standard

  • Signs – €2,500
  • Money Cover – €2,500
  • Deterioration of Stock – €2,500
  • Fidelity
  • Loss of Registration
  • Public & Products Liability – €6,500,000
  • Employers Liability – €13,000,000
  • Malpractice – €5,000,000
  • Automatic cover extensions: Equipment breakdown

Adjustable Covers

  • Buildings
  • Contents / Tens Improvements
  • Stock
  • Resident effects
  • Goods in Transit
  • Electronic Business Equipment
  • Business Interruption